Chapter 7 - The Trap in Atlantic City

By Thursday night, rain was pouring over the boardwalk of Atlantic City, lashing against the neon-lit glass facades of the cheap motels sitting two blocks back from the casino strip.
I sat in the passenger seat of Detective Ramos’s unmarked black Ford Explorer, parked across the street from a rundown two-story motel called The Royal Palms.
In the backseat sat two uniformed state troopers, their radio earpieces humming with quiet, encrypted static.
"How did you pinpoint his location so quickly, Ms. Bennett?" Ramos asked, looking through a pair of night-vision binoculars at a silver Audi parked in the rear alleyway of the motel.
"Vance has one massive weakness," I replied, staring at the glowing screen of my laptop resting on my lap. "He believes he's the smartest person in any room, but he relies on habits he formed in college. When he gets panicked, he gambles."
I pointed to a line of network traffic on my screen.
"Two hours ago," I explained, "a credit card application was submitted online using a stolen social security number belonging to my late uncle—a card number Vance found in my father's old estate files three years ago. The IP address used to submit the application originated from the public Wi-Fi network of The Royal Palms Motel."
Ramos let out a low whistle. "The guy is facing federal fraud charges, and he's still trying to open fraudulent lines of credit from a forty-dollar-a-night motel room."
"He needed cash," I said. "He knows his accounts are frozen. He was trying to get a instant digital card approval so he could buy a bus ticket to Miami."
Ramos turned to the troopers in the back seat. "Unit One and Unit Two, move into the alleyway. Secure the Audi. We're taking room 114."
"Understood, Detective," the lead trooper replied, unholstering his sidearm and stepping out into the pouring rain.
I stayed in the vehicle, watching through the rain-streaked windshield as Ramos and four officers moved silently across the street, their boots splashing through puddles of water.
They flanked room 114.
Ramos raised his foot and kicked the door right beside the handle with a deafening CRACK.
"POLICE! STATE YOUR NAME AND PUT YOUR HANDS ON YOUR HEAD!"
Through the open motel window, I saw the sudden, chaotic commotion inside the dimly lit room. A chair was thrown over; glass shattered against the wall. A moment later, two troopers dragged a man out into the rain-drenched alleyway, forcing him face-down onto the wet concrete.
It was Vance.
His clothes were filthy, his hair matted with sweat and rain, his face pale and bruised from his brief, pathetic attempt to resist arrest. The sleek, arrogant corporate executive who had stood in my living room four days ago boasting about his business expansion was now pinned to the pavement in handcuffs, sobbing loudly as the cold rain washed over his face.
Ramos walked over to him, pulled a thick white paper from his coat, and read him his Miranda rights in a flat, unbothered tone.
As they lifted Vance to his feet to slide him into the back of a police cruiser, his eyes caught mine sitting inside the unmarked Explorer across the street.
He froze, staring at me through the rain.
I slowly rolled down my passenger window just three inches.
"Valerie!" Vance screamed, his voice breaking into a pathetic, desperate shriek over the sound of the pouring rain. "Valerie, help me! Please! Tell them it was a mistake! Tell them we can work this out!"
I looked at him—at the man who had slept in my bed, taken my money, slept with my sister, and fathered a child behind my back while treating me like an endless piggy bank.
I didn't feel rage. I didn't feel sorrow. I felt a deep, overwhelming sense of absolute freedom.
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"I told you, Vance," I called back, my voice calm and clear over the storm. "I do risk assessment for a living. And you were a terrible investment."
I rolled up the window, turned to the officer in the driver's seat, and said, "Take me back to the city, please."